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2026-09-24 08:13:57 -

Joint FCNR(B) Account: NRI Eligibility, Rules & Tax Benefits

A time–sensitive note before we begin On 8 June 2026, the Reserve Bank of India opened a special US Dollar–Rupee swap facility for fresh FCNR(B) deposits of three to ﬁve years, simultaneously suspending the interest rate ceiling on that tenor band and exempting such deposits from CRR and SLR maintenance. The response was extraordinary: deposits mobilised under the facility crossed...

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