Insurance Said "Total Loss" — Should You Take Their Payout or Sell to Us?
The phone call usually comes a few days after the accident. Your adjuster says the words every driver dreads: "We're declaring your vehicle a total loss." Suddenly you have a dozen questions. Is their offer fair? Can I keep the car? Could I get more by selling it myself? What happens to my loan? And how quickly do I need to decide? This guide gives you a clear, practical way to think through...
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